All Episodes
Displaying 21 - 28 of 28 in total
The One Big Beautiful Bill: What It Means for Homebuyers
Hot off the press—July 4’s massive “One Big Beautiful Bill” may not deliver down-payment grants, but it locks in key homeownership perks and reshapes deductions. In th...
Builder Buydowns: The Hidden Discount in New Homes
What if a new-construction home came with a rate 2–3% below market—without the builder losing money? In this episode, Tim Lucas and Craig Berry reveal how homebuilders...
Rent Payments on Your Credit: Turning Renters into Credit-Builders
What if simply paying rent could boost your credit score? In this episode, Tim Lucas and Craig Berry explore the rise of rent-reporting services—and how landlords and ...
Crypto on the Books: Counting Bitcoin for Your Mortgage
What if your Bitcoin stash could finally help you qualify for a home loan? In this episode, Tim Lucas and Craig Berry unpack the FHFA’s June 25 directive asking Fannie...
Mortgage Rates 101: How They Work and Why They Matter
Mortgage rates can feel like abstract percentages—until a tiny shift costs you tens of thousands. In this episode, Tim Lucas and Craig Berry demystify what mortgage ra...
BNPL’s Homebuying Twist: From Credit Blindspot to Mortgage Factor
Buy Now, Pay Later seemed like a win—no credit checks, easy micro-payments. But in this episode, Tim Lucas and Craig Berry show how BNPL is moving from a credit-score ...
Credit Disputes: When Fixing Mistakes Backfires
You spotted an error on your credit report—so you dispute it, right? Not so fast. In this eye-opening episode, Tim Lucas and Craig Berry reveal the hidden pitfalls of ...
Rent vs. Buy: Decoding the True Cost
Is it really cheaper to rent than buy? In this data-driven kickoff episode, host Tim Lucas (editor of MortgageResearch.com) and seasoned originator Craig Berry break d...